This document sets out the general terms (the 'Terms') for using the Phlint Kapstead platform. It governs the rights and obligations between you as a user and the platform operator. Please read these Terms carefully and in full before using the platform, opening an account or carrying out transactions. They form the legal basis for use and are binding on both parties.
By registering, logging in, using the offered features or performing other activities on Phlint Kapstead, you expressly and fully accept these Terms of Use. Use of Phlint Kapstead is permitted only for adults aged 18 and over. Minors or persons not fully legally competent may not use the platform. If we suspect a breach of this age requirement we reserve the right to suspend, restrict or delete accounts.
Operation of the platform may be subject to temporary technical interruptions, maintenance windows, updates or outages – for example due to market volatility, high server load or external events. We strive for high availability but cannot guarantee uninterrupted operation. Features, algorithms, pricing models or available markets may be extended, changed, restricted or discontinued at any time without creating claims against Phlint Kapstead.
All platform content – texts, graphics, design, software, algorithms, trademarks, logos and AI‑based analyses – are protected by copyright, trademark and other rights and are the property of Phlint Kapstead or its licensors. Any reproduction, distribution, public disclosure or commercial use without our express written consent is prohibited and may have civil and criminal consequences.
As a user you are responsible for ensuring that all information provided (e.g. identification data, contacts, payment details) is correct, complete and up to date. False or misleading information may lead to account suspension, withholding of withdrawals or legal action. Your personal data will be processed only in accordance with our Privacy Policy and the GDPR. We apply high security and transparency standards.
All investment and trading decisions you make through Phlint Kapstead – whether manually or via AI automations – are your sole responsibility and made at your own risk. Phlint Kapstead provides a technical infrastructure but does not offer personal financial advice, recommendations or guarantees of profit. Financial markets (including stocks and cryptocurrencies) can be highly volatile and may result in the complete loss of invested capital. Past performance is not a reliable indicator of future results. Only invest funds you can afford to lose.
We reserve the right to update or amend these Terms at any time – for example due to regulatory changes, technical developments or new market requirements. We will notify you in advance (typically at least 14 days) by email, platform messages or on the website. Continued use of the platform after the changes take effect constitutes acceptance. For material changes you may close your account.
Security and transparency are core principles of our operations. We use modern encryption technologies, conduct regular security audits, hold customer funds in segregated accounts and apply strict compliance processes (KYC/AML) to ensure the highest possible protection. All procedures and transactions are clearly and transparently documented. We are committed to fair, honest and customer‑oriented cooperation: your trust is our most valuable asset.
